As global commerce accelerates and digital transactions expand, the security infrastructure supporting payment systems must evolve in parallel. Encryption and fraud prevention are no longer backend technical concerns. They are essential strategies embedded into the core of modern financial operations. A Shift Toward Data-Centric Protection. Historically, payment security focused on fortifying endpoints—devices, networks, and user […]
Introduction: Why Dual Pricing Is Gaining Traction As small businesses face rising costs from inflation, processing fees, and volatile tariffs, finding ways to protect your margins is more important than ever. Card processing fees alone can eat into 2.5–3.5% of your revenue—every single month. That’s why more small business owners are turning to dual pricing—a […]
Payment processing is at the heart of any business operation, especially for small businesses aiming to deliver seamless customer experiences. Understanding the mechanics behind payment systems can help small business owners optimize operations, reduce costs, and ensure compliance. Eric Hannelius, an expert in fintech and CEO of Pepper Pay, emphasizes: “For small businesses, payment processing […]
The evolution of payment systems has accelerated with the integration of artificial intelligence (AI). Businesses and consumers alike now rely on AI-driven solutions to enhance security, streamline transactions, and improve the overall user experience. Financial institutions and fintech companies are leveraging AI to refine fraud detection, automate payment processing, and optimize customer interactions. Eric Hannelius, […]
Mobile banking has been steadily gaining popularity over the past decade, but the COVID-19 pandemic accelerated its adoption in a big way. As more people turned to online banking to avoid physical contact and maintain social distancing, mobile banking emerged as the preferred channel for customers of all age groups. Let’s dive into stats and […]
