As global commerce accelerates and digital transactions expand, the security infrastructure supporting payment systems must evolve in parallel. Encryption and fraud prevention are no longer backend technical concerns. They are essential strategies embedded into the core of modern financial operations. A Shift Toward Data-Centric Protection. Historically, payment security focused on fortifying endpoints—devices, networks, and user […]
Debt can be both a powerful growth tool and a long-term burden depending on how it is structured, managed, and aligned with a company’s strategic objectives. For fintech firms and emerging businesses, access to credit or leveraged capital often opens the door to rapid scaling, innovation, and expanded market reach. Yet, when debt is deployed […]
As fintech firms scale up in both influence and market share, the conversation around sustainability is shifting from optional enhancement to strategic imperative. Financial technology companies are increasingly exploring how product design can reflect environmental responsibility without sacrificing innovation, performance, or customer value. In 2025, this balance is coming into sharper focus. Consumers expect transparency […]
How Pepper Pay Simplifies Payment Processing Introduction to Payment Facilitation (PayFac) As businesses increasingly move towards digital transactions, the need for efficient, secure, and scalable payment solutions has never been greater. The Payment Facilitator (PayFac) model is revolutionizing how businesses onboard merchants and process payments. Pepper Pay’s PayFac solution is designed to help businesses streamline […]
The global payments landscape is undergoing a remarkable transformation, driven by advancements in technology, evolving consumer behavior, and an increasing focus on convenience. Mobile payments, which have already seen unprecedented growth in the last decade, are expected to take center stage in 2025 and beyond. As businesses and consumers seek faster, more secure, and frictionless […]
The evolution of payment systems has accelerated with the integration of artificial intelligence (AI). Businesses and consumers alike now rely on AI-driven solutions to enhance security, streamline transactions, and improve the overall user experience. Financial institutions and fintech companies are leveraging AI to refine fraud detection, automate payment processing, and optimize customer interactions. Eric Hannelius, […]
Data security is a top priority, especially as more consumers engage with online and mobile financial services. For fintech companies, educating customers on how to protect their data is equally as important as developing secure technologies. As Eric Hannelius, CEO of Pepper Pay, points out, customer education is a shared responsibility that strengthens overall security. […]
As digital payments grow, so does the importance of secure payment technology to protect consumers and businesses alike. Innovations in payment security have become essential as digital transactions increase in frequency, value, and complexity. These advancements are about protecting data and about maintaining customer trust and ensuring smooth financial interactions. Eric Hannelius, CEO of Pepper […]
Mobile banking has been steadily gaining popularity over the past decade, but the COVID-19 pandemic accelerated its adoption in a big way. As more people turned to online banking to avoid physical contact and maintain social distancing, mobile banking emerged as the preferred channel for customers of all age groups. Let’s dive into stats and […]
The world is moving towards a cashless future of payments. Cash is slowly losing its grip on the global financial system, with more and more people adopting digital payment methods. The growth of digital payments is driven by technological advancements that are making transactions faster, cheaper, and more secure. The impact of this shift on […]
